Nearly one million Americans are set to receive a one-time $500 payment under a Trump administration initiative aimed at certain people who purchased health insurance through HealthCare.gov.

The Treasury Department is distributing the checks to approximately 950,000 people across 30 states, according to administration officials. Each payment includes a letter from President Donald Trump explaining the initiative and promoting his administration’s healthcare policies.

The refunds target eligible consumers who paid the full price for their Affordable Care Act coverage without receiving premium assistance. They are not a payment for everyone enrolled in Obamacare.

The White House announced the program in September, saying it would return surplus money collected through fees associated with the federal insurance marketplace. The administration argues that these charges were higher than necessary during Joe Biden’s presidency and that consumers ultimately bore the expense through their premiums. That explanation represents the administration’s position on why the refunds are warranted.

Marketplace user fees help finance HealthCare.gov’s operations. Insurers pay these fees to participate in the exchange, and the costs can be reflected in the premiums charged to policyholders. The payments therefore concern money collected to support marketplace operations, rather than a general refund of health insurance premiums.

According to figures supplied to Fox News Digital, Texas has the largest estimated number of recipients, at 139,000. Florida follows with approximately 127,900, while Ohio accounts for about 65,700. An estimated 58,200 people in North Carolina and 55,100 in Michigan are also expected to receive payments.

The other states listed in the report are Alabama, Alaska, Arizona, Arkansas, Delaware, Hawaii, Indiana, Iowa, Kansas, Louisiana, Mississippi, Missouri, Montana, Nebraska, New Hampshire, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah, West Virginia, Wisconsin and Wyoming.

The program’s geographic limits reflect its connection to the federal marketplace. Residents covered through separate state-run exchanges are outside the announced refund program. Living in one of the listed states, however, does not establish eligibility on its own: the payments target qualifying enrollees who received no premium subsidies.

The checks arrive shortly before November’s midterm elections, when healthcare affordability is a prominent political issue. Their timing has drawn scrutiny, with critics questioning the political purpose of the payments and whether a one-time refund meaningfully addresses ongoing insurance costs.

Eligible recipients receive a one-time $500 payment. The initiative does not establish a recurring benefit or guarantee lower premiums in future years.